The ultimate payment solution for everyday spend.

Pay-by-Bank that works everywhere and reduces processing costs by 50-90%

Processing everyday payments will never be the same.

From checkout counters to apps and gas pumps, Spire lets your customers pay by bank where they want, how they want.

No learning curve, no behavior change – just a payment option that slides right into their routine while significantly reducing your processing costs.

Save Big.
Reward Better.

With lower costs, you can invest in rewards that actually mean something to your customers. More savings for you, more reasons for them to stick around.

Quick Setup. Zero headaches.

With a fast and flexible implementation, you don’t need to change your POS or re-train your employees to start savings.

Let’s meet where you and your customers are.

Your customers already know how to pay for things. We’re not here to reinvent the wheel – we’re here to make it roll smoother and cost less.

Imagine reducing your processing costs by 50-90% with all the convenience of credit cards for your customers and for you.

Give your customers more reasons to love your brand

Offer hassle-free payments, rewards that count, and a way to keep personal debt down. It’s the easy choice.

Do the math

See how much you would save by reducing your payment processing fees with Spire.

Businesses save 50-95% on the fees they pay for credit and debit transactions.
Want to preview how much would you save? It’s easy.

Step 1:

Complete the input fields

Step 2:

See savings

Step 3:

Un-drop jaw

Spire will save you:

$275,213,559

What would you do with an extra $275M dollars? Improve customer loyalty or put it all to bottom line.

Tell us about your business

Annual credit & debit transaction volume (USD)

Average transaction value (USD)

Number of U.S. locations

Advanced (Optional) ∨

Percent of transactions that are credit card

Percent of transactions that are debit card

Credit card processing fee you pay (% of transaction averaged across card networks)

Debit card processing fee you pay (% per transaction)

Debit card per transaction fee you pay

Percent of credit customers likely to convert to your branded payment (if you had one)

Percent of debit customers likely to convert to your branded Pay-by-Bank option (if you had one)

Let’s talk.

info@paywithspire.com