Turning Payments Into Loyalty: The Power of Pay-by-Bank

Most payments are just that—payments. Money moves, the transaction is complete, and the story ends.

With Pay-by-Bank, every transaction becomes more than a swipe or tap. It turns into a story—one that reveals who your customers are, how often they shop, what they buy, and even when they might be drifting away. Those insights open the door to smarter, more timely engagement that drives true loyalty.

Watch the video below to see how Spire helps merchants turn everyday payments into lasting customer relationships.