Pay-by-Bank is reshaping the payments landscape — and Spire is leading the way.
For merchants, it delivers lower costs, stronger security, and a more direct connection to customers. For consumers, it creates a simple, secure, and seamless checkout experience that feels familiar from day one.
And with the Discover® Global Network behind us, adoption has never been easier.
We believe every transaction should do more than just move money — it should build loyalty, strengthen relationships, and unlock growth.